Discounts

TLC - TRI-LINE COVERAGE^SM DISCOUNT
We appreciate your business and want to reward you with a little TLC. Get Tender Loving Care from American National when you choose our Tri-Line Coverage. Choose American National for your auto, home, and life insurance needs, and receive up to a 15% TLC Discount on qualifying auto and home premiums.
More

CA$HBACK From ANPAC®
The Rewards Are Yours With an Excellent Claims-Free Record. Our CA$HBACK From ANPAC® program rewards you by refunding a portion of your combined auto and homeowner premiums. Simply remain CLAIM-FREE for three consecutive years, on both your auto and homeowner policies, and you'll receive a check for 25% of your combined FIRST-YEAR PREMIUMS!
More

EasyPay - The Checkless Way^SM
Now there's an easier way to pay your insurance premiums. ANPAC® offers you the option of paying your auto and home premiums automatically each month from your checking or savings account. And, there is no ANPAC® service charge if you choose this option.
More

Benefits Xpress Employee Services^SM
Benefits Xpress works to help you discover a secure financial future while you work. Employees now have the opportunity to coordinate their home, auto, life insurance and related needs with only one professional agent. Employers can make this possible by participating in American National's new and exciting Benefits Xpress Employee ServicesSM. It's a convenient, time-saving service employees appreciate and without any added costs for employers.
More

Common Cause of Loss Deductible
With an uncommon insurance company like ANPAC®, you can depend on our unique Common Cause of Loss Deductible. It saves our clients hundreds of dollars in deductibles from a common occurrence, such as a fire, hailstorm, tornado or hurricane. With this unique money-saving feature, you pay only one deductible per occurrence regardless of the number of items of property damaged or destroyed.
More

Guaranteed Asset Protection (GAP) Coverage
There's a GAP in your vehicle insurance that could cost you thousands. This is a relatively new phenomenon and is actually caused by fierce competition. With more offers of low-down or no-down payments when buying or leasing a vehicle, you have little or no initial equity in the vehicle. After the vehicle is purchased, the value decreases substantially. Unfortunately, the vehicle's value may be less than what you owe on your loan. Hence the "gap."
More

Motorcycle Rider Discount
Clients who are a member of one of the following organizations (see list below) will receive a discount on Bodily Injury Liability, Property Damage Liability, Medical Payments, and Collision coverage premiums.

American Motorcycle Association (AMA)
American Voyager Association (AVA)
Blue Knights International Law Enforcement Motorcycle Club
BMW Motorcycle Owners of America (BMWMOA)
Gold Wing Road Rider Association (GWRRA)
Gold Wing Touring Association (GWTA)
Harley Owners Group (HOG)
International Brotherhood of Motorcycle Campers (IBMC)
Motorcycle Safety Foundation (MSF) Instructor
STAR Touring and Riding Association
Venture Touring Society (VTS)
Women on Wheels (WOW)

Preferred Automobile Customer (PAC) Discount
Being continuously insured is rewarded. Three - five years receives a 10% discount, AND, 6 or more years receives 15% discount. In addition to the discounts available with PAC, financially responsible insureds can receive even more benefits with up to 20% of additional discounts available.

Ticket-Free Discount
Not having been convicted of any moving violations in the prior 36 months is rewarded by a 15% discount on specified coverages.

Comprehensive Claim Free Discount
Not having a comprehensive coverage claim in the prior 3-5 years is rewarded by a 15% discount while 6 or more years is worth a 30% discount.

Good Student Discount
ANPAC® rewards students who achieve a "B" average or who are on a Dean's List or Honor Roll.